The cheapest 2015 models to insure include two minivans, seven sport-utilities and the tiny Smart ForTwo, according to an Insure.com ranking of the most and least expensive vehicles to insure.
The Jeep Wrangler Sport 4WD repeated its cheapest-to-insure title, with an average rate nationwide of $1,134.
Since car insurance rates vary widely by state, the same owner of that 2015 Jeep Wrangler would pay as little as $694 a year in Maine or as much as $2,027 in Michigan. A GT-R buyer in Montana would pay $6,630 in Montana and $2,012 in Hawaii.
"Insurance rates are all about claims - how many and how big," said Penny Gusner, consumer analyst at Insure.com. "Cars that are cheapest to insure typically are easy to repair or have fewer claims or both."
Insure.com commissioned Quadrant Information Services to calculate average auto insurance rates for 2015 models using data from six large carriers (Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm) in 10 zip codes per state. More than 1,500 models are included in the 2015 study.
Averages are based on full coverage for a single 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This hypothetical driver has a clean record and good credit. The rate includes uninsured motorist coverage.
The average rates below are for a 40-year-old single male driver with a good record. See the full methodology at the bottom.
The most expensive 2015 cars to insure
| 1 | Nissan GT-R Nismo | $3,574 |
| 2 | Mercedes-Benz SL65 AMG Convertible | $3,573 |
| 3 | Dodge SRT Viper | $3,318 |
| 4 | Porsche 911 Carrera S Cabriolet | $3,216 |
| 5 | Audi R8 5.2 Spyder Quattro | $3,206 |
| 6 | Porsche Panamera Turbo Executive | $3,174 |
| 7 | BMW 760Li | $3,147 |
| 8 | BMW M6 Convertible | $3,115 |
| 9 | Mercedes-Benz E63 AMG 4Matic Wagon | $3,042 |
| 10 | Mercedes-Benz CLS63 AMG 4Matic Sedan | $2,972 |
The least expensive 2015 cars to insure
| 1 | Jeep Wrangler Sport 4WD | $1,134 |
| 2 | Jeep Patriot Sport 2WD | $1,136 |
| 3 | Honda CR-V LX 4WD | $1,160 |
| 4 | Dodge Grand Caravan SE Plus | $1,162 |
| 5 | Honda Odyssey LX | $1,163 |
| 6 | Jeep Compass Sport 2WD | $1,164 |
| 7 | Subaru Outback 2.5i | $1,176 |
| 8 | Ford Edge SE 2WD | $1,176 |
| 9 | Smart ForTwo Pure | $1,186 |
| 10 | Ford Escape S 2WD | $1,190 |