Flood facts that you need to know

* Everyone lives in a flood zone.
*Homeowners Insurance does NOT cover flood damage.
*Just an inch of water can cause THOUSDANDS of dollars in damage.
*Flash floods often bring walls of water 10-20 feet high.
*Hurricanes, winter storms and snow melt are common (but overlooked) causes of flooding.
*New land development can increase a flood risk, especially if the construction changes natural runoff paths.
*There is a 30 day waiting period before a policy will go into effect.
*A policy for a property in a low risk zone can be as little as $430/ year for $250,000 in building coverage.

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