Ways to save on Auto Insurance and Homeowners Insurance in Massachusetts

Ways to save on Auto Insurance and Homeowners Insurance in Massachusetts.

It's true. The economy is struggling. People are looking for ways to save money. As a result, many local independent agencies, Transit Insurance Agency included, often receive calls from clients. Calls come into the office from Boston, Medford, Arlington and all over Massachusetts, from people who are looking for ways to lower their auto insurance and homeowners insurance premiums.

One way to lower your insurance premiums, without losing coverage, is to consider a higher deductible. The higher the deductible you choose, the lower your premium will be. Transit Insurance Agency, Inc has always been a proponent of higher deductibles. Many clients go 10, 20 or even 30 years without ever filing a claim. If you carry the minimum deductible, that is money lost! Money that you worked hard for. Money that you should have had in your pocket.

Another way to lower your Auto Insurance and Homeowners Insurance premiums, is to ensure that you are receiving the maximum credits available to you. Transit Insurance Agency, Inc reviews each clients policy annually, to make sure that all qualifying credits have been applied. Credits for things such as low mileage, anti-theft devices, multi car and account discounts can easily save you 10-20% on your Massachusetts auto insurance premium! Occasionally, a credit can be over-looked. As such, Transit Insurance suggests that you contact a Massachusetts, local independent insurance agency to verify that you are receiving all credits that you are eligible for.

In a downtrodden market like this, every penny counts. Be sure to do your part in keeping your homeowners and auto insurance premiums down. Transit Insurance Agency will do our part to help you as well.